Invoice Discounting
Turn outstanding invoices into instant cash — upload verified invoices, get competitive offers, and receive funds in 24-48 hours.
Why Choose This
Waiting 60-90 days for customer payments hurts your cash flow. TaxEasyy's invoice discounting connects you with a network of NBFCs and banks to get early payment on your verified B2B invoices at competitive rates.
Quick Disbursement
Receive up to 90% of your invoice value within 24-48 hours of acceptance. The balance (minus fees) is settled when your buyer pays.
Competitive Rates
Multiple lenders bid on your invoices, ensuring you get the best discount rate. Rates start from 8% per annum based on buyer creditworthiness.
E-Invoice Verified
Invoices with valid IRN are automatically verified, increasing lender confidence and reducing processing time. Higher approval rates for e-invoice users.
No Collateral Required
Invoice discounting is based on your invoice and buyer creditworthiness — not your assets. No property or fixed deposit collateral needed.
How It Works
Get started in just a few simple steps
Upload Invoices
Upload your outstanding B2B invoices. If you use TaxEasyy for e-invoicing, your verified invoices are available automatically — just select and submit.
Receive Offers
Our lender network reviews the invoices and buyer profile. You receive competitive discount rate offers within hours. Accept the best offer.
Get Funded
Funds are disbursed to your bank account within 24-48 hours. When your buyer pays on the due date, the lender settles the balance with you.
Feature Deep Dive
Everything you need for seamless compliance
Buyer Credit Assessment
Our platform assesses buyer creditworthiness using GST filing data, payment history, and financial indicators. Better buyer ratings mean lower discount rates for you.
Multi-Lender Marketplace
Access a network of 20+ NBFCs and banks competing to fund your invoices. No exclusive tie-ups — you always get the market-best rate.
Dynamic Discounting
Offer early payment discounts to your buyers directly through the platform. Buyers save on interest, you get paid faster — win-win without involving a lender.
Receivables Dashboard
Track all outstanding invoices, discounted invoices, pending payments, and buyer-wise ageing in a single dashboard. Full visibility into your receivables health.
TaxEasyy vs Others
See how we compare on what matters most
| Feature | TaxEasyy | Freelancer | DIY / Self |
|---|---|---|---|
| Disbursement Time | 24-48 Hours | 7-15 Days | 2-5 Days |
| Interest Rates | From 8% p.a. | 12-18% p.a. | 10-15% p.a. |
| Collateral Required | Often Yes | Varies | |
| E-Invoice Integration | |||
| Multi-Lender Bidding | Limited | ||
| Platform Fee | 0.5% of invoice | Bank Charges | 1-2% |
What Our Customers Say
Join thousands of happy taxpayers across India
“We had ₹2 crore stuck in 90-day receivables. Got 85% funded within 36 hours at 9.5% p.a. — much better than our OD facility at 14%. Game changer for cash flow.”
Ashok Exports
Mumbai
“The e-invoice integration makes it seamless. Our invoices are already verified, so lender approval is almost instant. We now discount invoices routinely.”
Shalini Garments
Bengaluru
“The multi-lender bidding got us a rate 2% lower than what our bank offered. Good transparency on fees and no hidden charges.”
Kiran Auto Parts
Chennai
Frequently Asked Questions
Quick answers to common questions
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Ready to Get Started with Invoice Discounting?
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